In the last few weeks Americans have watched as Hurricane Harvey ripped through the Gulf of Mexico and slammed communities throughout Texas. Florida residents are all too familiar with the devastation that hurricanes can cause and the terrible challenges that accompany the rebuilding process in the wake of utter and complete loss. One saving grace for individuals who live through natural disasters such as Harvey is their insurance. Insurance policies can provide victims of disasters with the financial support they need to rebuild their lives and move forward.
However, in times of trial some insurance companies do little to support the customers who have willingly paid their premiums and maintained their insurance accounts. Individuals affected by floods, fires and other major disasters have had to wait as their insurance companies drag their feet to send out assessors and evaluate how much money they will be able to provide for their customers to start over. Others may approve insurance claims only to delay payments on those approvals, leaving struggling customers in limbo as they wait for their insurance checks to come through.
When insurance companies and the agents that work for them fail to act in accordance with their duties to their customers those customers may have rights to seek compensation. Bad faith exercised on the part of insurance companies can force those companies to face liability for their actions and provide victims with damages to cover the costs of their losses.
Instances of bad faith insurance are case specific and heavily dependent upon the facts. Attorneys who provide support to individuals affected by insurance bad faith may be of assistance to parties that have had to cope with challenges in seeking support from their insurance companies.